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“存款搬家”加速:理财规模突破31万亿元,港股等权益策略增加

今年以来,随着贷款利率下降和降息预期持续,银行理财规模不断创下新高,5月已突破31万亿元。短期限理财产品规模增长最快,现金管理类和“固收+”策略产品受到欢迎。5月多家国有行下调存款利率,市场预计下半年仍有望降息,债市和股市前景被看好,理财规模或将继续上升。此外,港股策略也被更多加入理财产品中,权益资产占比虽低但呈上升趋势。

媒体报道
“存款搬家”加速:理财规模突破31万亿元,港股等权益策略增加 华尔街见闻/新浪科技/第一财经/界面

事件追踪
2025-03-26 银行理财子公司密集下调产品费率,部分产品已现“零费率”
2025-03-26 中信证券:未来银行理财竞争将呈现“渠道为王”与“产品为王”并行的双轨格局
2025-03-20 银行理财子公司密集调降理财产品业绩比较基准
2025-03-14 固收类理财产品收益下降 业内认为净值回撤压力有限
2025-02-28 多款银行理财产品业绩比较基准将于3月下调
2025-02-27 债市持续回调,银行理财业绩比较基准下破“2%”
2025-02-25 部分银行理财产品跌破2%
2025-02-25 多家银行理财子公司产品业绩比较基准下限“破2”
2025-02-18 1月银行理财或已突破30万亿 万亿级公司扩容至13家
2025-02-01 2024年末银行理财支持实体经济资金规模超20万亿元

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“存款搬家”加速:理财规模突破31万亿元,港股等权益策略增加

今年以来,随着贷款利率下降和降息预期持续,银行理财规模不断创下新高,5月已突破31万亿元。短期限理财产品规模增长最快,现金管理类和“固收+”策略产品受到欢迎。5月多家国有行下调存款利率,市场预计下半年仍有望降息,债市和股市前景被看好,理财规模或将继续上升。此外,港股策略也被更多加入理财产品中,权益资产占比虽低但呈上升趋势。

媒体报道
“存款搬家”加速:理财规模突破31万亿元,港股等权益策略增加 华尔街见闻/新浪科技/第一财经/界面

事件追踪
2025-03-26 银行理财子公司密集下调产品费率,部分产品已现“零费率”
2025-03-26 中信证券:未来银行理财竞争将呈现“渠道为王”与“产品为王”并行的双轨格局
2025-03-20 银行理财子公司密集调降理财产品业绩比较基准
2025-03-14 固收类理财产品收益下降 业内认为净值回撤压力有限
2025-02-28 多款银行理财产品业绩比较基准将于3月下调
2025-02-27 债市持续回调,银行理财业绩比较基准下破“2%”
2025-02-25 部分银行理财产品跌破2%
2025-02-25 多家银行理财子公司产品业绩比较基准下限“破2”
2025-02-18 1月银行理财或已突破30万亿 万亿级公司扩容至13家
2025-02-01 2024年末银行理财支持实体经济资金规模超20万亿元

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Telegram and Signal Havens for Right-Wing Extremists

Since the violent storming of Capitol Hill and subsequent ban of former U.S. President Donald Trump from Facebook and Twitter, the removal of Parler from Amazon’s servers, and the de-platforming of incendiary right-wing content, messaging services Telegram and Signal have seen a deluge of new users. In January alone, Telegram reported 90 million new accounts. Its founder, Pavel Durov, described this as “the largest digital migration in human history.” Signal reportedly doubled its user base to 40 million people and became the most downloaded app in 70 countries. The two services rely on encryption to protect the privacy of user communication, which has made them popular with protesters seeking to conceal their identities against repressive governments in places like Belarus, Hong Kong, and Iran. But the same encryption technology has also made them a favored communication tool for criminals and terrorist groups, including al Qaeda and the Islamic State.

Mr. Durov launched Telegram in late 2013 with his brother, Nikolai, just months before he was pushed out of VK, the Russian social-media platform he founded. Mr. Durov pitched his new app—funded with the proceeds from the VK sale—less as a business than as a way for people to send messages while avoiding government surveillance and censorship.

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