#法律小课堂 #网友投稿 掩饰隐瞒罪的量刑标准解析：看流水还是获利？
很多人对掩饰隐瞒犯罪所得（掩隐罪）没有完全弄清楚。简单来说，掩隐罪量刑时，关注的是涉及的“涉诈资金”，而不是是否有获利。量刑的标准主要根据涉诈金额来决定。
掩隐罪的量刑分为两个档次：
• 涉诈金额在10万以下的，处三年以下有期徒刑。
• 涉诈金额在10万以上的，刑期为3至7年。
#那么什么是涉诈资金呢？
例如：如果你明知道对方在从事犯罪活动，但仍然通过你的银行卡转账了60万给对方，其中只有8万是涉诈资金，那么你的量刑将依据涉诈资金部分，即8万来决定，可能判处三年以下有期徒刑，并有机会争取缓刑。
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BY 金边华人/柬埔寨大事件
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
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