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#日本资讯:日本盘请注意!日本拟对75岁以上老年人设ATM单日上限应对诈骗

近日对日本警察厅采访获悉,由于涉及老年人的电信诈骗受害不断加剧,警察厅正探讨将75岁及以上老年人使用ATM的单日提现和转账额度上限均定为30万日元(约合人民币1.4万元)。为此需修改《犯罪收益转移防止法》施行规则,警察厅将与全国银行协会等推进协调具体措施等。

ATM的利用额度上限目前由各金融机构自行决定,通过制度统一设限将是首次。关于电信诈骗,近年来恶意利用网上银行的情况突出,但引诱老年人使用ATM向指定账户转账的手法依然不少,将加强应对措施。

日本政府去年6月汇总的“#旨在保护国民免受诈骗的综合对策”中要求金融机构加强对储蓄账户的监控等,同时下调老年人的ATM提现和转账额度。警察厅考虑到养老金发放额等设想将上限定为30万日元,但由于担心便利性降低等,日本警察厅也在探讨对资金流动频繁的个体户等做破例处理。

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#日本资讯:日本盘请注意!日本拟对75岁以上老年人设ATM单日上限应对诈骗

近日对日本警察厅采访获悉,由于涉及老年人的电信诈骗受害不断加剧,警察厅正探讨将75岁及以上老年人使用ATM的单日提现和转账额度上限均定为30万日元(约合人民币1.4万元)。为此需修改《犯罪收益转移防止法》施行规则,警察厅将与全国银行协会等推进协调具体措施等。

ATM的利用额度上限目前由各金融机构自行决定,通过制度统一设限将是首次。关于电信诈骗,近年来恶意利用网上银行的情况突出,但引诱老年人使用ATM向指定账户转账的手法依然不少,将加强应对措施。

日本政府去年6月汇总的“#旨在保护国民免受诈骗的综合对策”中要求金融机构加强对储蓄账户的监控等,同时下调老年人的ATM提现和转账额度。警察厅考虑到养老金发放额等设想将上限定为30万日元,但由于担心便利性降低等,日本警察厅也在探讨对资金流动频繁的个体户等做破例处理。

🔔 订阅柬埔寨大事件频道↓↓↓
🔗
www.tg-me.com/+Mf5FThkxyfZiZDdl
☎️ 免费投稿爆料:
@Bnnc888

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Should You Buy Bitcoin?

In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.

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