美国音乐订阅用户突破1亿，数字下载量下降
根据美国唱片业协会（RIAA）的最新收入报告，2024年音乐流媒体服务的订阅用户数突破1亿，总收入达到创纪录的149亿美元，同比增长4%。流媒体收入占总收入的84%，成为主要驱动力。
如先前报道，Spotify在2024年首次实现全年盈利，全球高级订阅用户数增至2.63亿。尽管未公布美国用户的具体数量，但其增长对整体市场贡献显著。
实体媒体收入也呈现增长，尤其是黑胶唱片，销售额达14亿美元，连续第三年超过CD。CD收入同比增长1%，达到5.41亿美元。相比之下，数字下载量同比下降14.9%，仅占总收入的2%。
The Verge
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Telegram has exploded as a hub for cybercriminals looking to buy, sell and share stolen data and hacking tools, new research shows, as the messaging app emerges as an alternative to the dark web.An investigation by cyber intelligence group Cyberint, together with the Financial Times, found a ballooning network of hackers sharing data leaks on the popular messaging platform, sometimes in channels with tens of thousands of subscribers, lured by its ease of use and light-touch moderation.
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
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